Microaccount

Microaccount is a payment tool, which is opened and maintained by Easypay, through the ePay.bg website. You can use microaccounts both for initiating and receiving payments

Membership Levels and Limits for Microaccount operations

Membership level
User level I
Has a Microaccount
Receiving money via Microaccount
Daily – 200 BGN
Weekly* - 150 EUR**
Monthly * - 150 EUR**
Sending and withdrawing money from Microaccount
Daily – 200 BGN
Weekly* - 150 EUR**
Monthly * - 150 EUR**
Membership level
User level II **
Has a Microaccount and a registered bank card, which has been used to pay at least 5 utility bills through ePay.bg.
Receiving money via Microaccount
Daily – 150 EUR**
Weekly* - 150 EUR**
Monthly * - 150 EUR**
Sending and withdrawing money from Microaccount
Daily – 150 EUR**
Weekly* - 150 EUR**
Monthly * - 150 EUR**
Membership level
User level III
Has a Microaccount and an IBAN for it.
Identification in an Easypay AD office or through electronic signature.
Receiving money via Microaccount
Monthly - 500.00 BGN for transfer with bank card or other Microaccount
Sending and withdrawing money from Microaccount
No limits

* Weekly limit – from Monday to Monday, monthly limit – from the 1st day of the month to the 1st day of the next month.

** the equivalent of EUR 150 in BGN according to the BNB fixing

User level I

Available services at ePay.bg:

  • Pay utility bills, taxes and fees.
  • Shop at companies, included in ePay.bg
  • TopUp Microaccount with a bank card, at an ATM, from ePay.bg or in cash at an Easypay pay-desk.

User Level II

Available services at ePay.bg:

All services, available to level 1 users.

What are the advantages compared to level 1?

  • Higher daily limit for sending and receiving money through

How can I become a user level II?

You must register a bank card with which you must pay at least 5 utility bills through the system.

User Level III

Available services at ePay.bg:

Use all services offered by ePay.bg.

What are the benefits of level III?

  • You receive an IBAN for your Microaccount. You can TopUp your Microaccount through a bank transfer, by specifying the Microaccount’s IBAN.
  • No limits for using your Microaccount.
  • The lowest fees for making bank transfers with your Microaccount.

How can I become a user level III?

With Online Identification from menu Settings

Visit an EasyPay office or the office of one of Easypay’s AD bank-partners (CCB and FIB), to identify yourselves by presenting one of the following documents:

  • Valid identification document, a copy of which will be stored in “Easypay”AD, for legal entities;
  • Identity card of the company`s legal representative; a copy of it should be stored in EasyPay;
  • A certificate of the actual status of the company, issued by Bulgarian Registry Agency;
  • For entities registered in BULSTAT register, a copy of the BULSTAT registration is required.